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Rental Loans

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Rental Loans

Long-term financing for the purchase and refinance of non-owner-occupied rental properties. Interest only or amortization financing.

  • Collateral: Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes; Large Multifamily; Self-Storage; Mobile-Home Parks
  • LTV:
    • Purchase: Lesser of up to 80% of the As-Is Value or Up to 80% Loan-to-Cost
    • Refinance: Up to 80% of the As Is Value
    • Cash-Out: Up to 75% of the As Is Value
  • Term: 20 to 30 Years
  • Property Values: “As Is” Appraised Value Must Be $100k or Greater (Geographical Restrictions May Apply)
  • Loan Amount: $100K to $10M
  • Interest Rates: Starting at 10%
  • Debt Service Coverage Ratio (DSCR):
    • For Property Values  $150k: 1.2 or Greater
    • For Property Values $150k+: 1.2 or Greater


PROPERTY TYPES: Single family, condos, townhomes, multi-family 2-4 units.

LOAN AMOUNT: $100,000 – $3,000,000

TERM: 30-Year Fixed-Rate Rental Loans with interest only options. Get up to 80% loan-to-value with a DSCR loan.

LOANS AVAILABLE: Loans are available to individuals with or without stated income, trusts, corporations, and limited partnerships.